Finance covers the study of financial market and financial institutions. It studies the financial markets like money market, capital market, security market. It also studies the financial management of the financial institutions like commercial banks, insurance companies, saving and loan associations, finance companies, pension fund etc. It is because, the financial institutions also have the financial problems similar to that of individuals and business firms.
On the whole, the financial market and the financial institutions may be called financial services. The financial service is that organ of finance which is concerned with providing consultancy and financial services to the individuals and the government. The finance service consists of banks and related financial institutions, personal financial planning, investment, real estate, insurance and so on.
The financial markets and the institutions are rapidly changing all over the wold. In finance, we study the causes of these of securities have been introduced. In finance we study the impact of such new type of investment opportunities on the depositors and the issuing institutions. Similarly, next we study the evaluation capacity of the market participants of the rate of interest and the risks associated with different investment opportunities, and also about the capacity to select the appropriate investment opportunity. At times, it is difficult to borrow due to the increase in the cost of credit. This situation is called 'Credit Crunches'. The financial decision-makers should study about such situations and should know how money is acquired eventually
On the whole, the financial market and the financial institutions may be called financial services. The financial service is that organ of finance which is concerned with providing consultancy and financial services to the individuals and the government. The finance service consists of banks and related financial institutions, personal financial planning, investment, real estate, insurance and so on.
The financial markets and the institutions are rapidly changing all over the wold. In finance, we study the causes of these of securities have been introduced. In finance we study the impact of such new type of investment opportunities on the depositors and the issuing institutions. Similarly, next we study the evaluation capacity of the market participants of the rate of interest and the risks associated with different investment opportunities, and also about the capacity to select the appropriate investment opportunity. At times, it is difficult to borrow due to the increase in the cost of credit. This situation is called 'Credit Crunches'. The financial decision-makers should study about such situations and should know how money is acquired eventually
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